Refinance · Consolidate · Free up cash

Turn costly finance into one simpler payment

Juggling several agreements, or paying over the odds? We can refinance them into one manageable monthly payment and free up cash for the business. We compare 75+ UK lenders to find you better terms.

Check your eligibility or call 01234 413349

Takes 2 minutes · Won't affect your credit score

Today
  • Business loan
  • Asset finance
  • Overdraft
  • Card / HP
With refinance
One monthly payment

The benefits

Why refinance?

One simple payment

Replace several agreements with a single monthly payment to manage.

Free up cash flow

Lower your monthly outgoings and keep more working capital in the business.

More competitive terms

We compare 75+ UK lenders to find you a better deal.

Tidy up your finances

Pull scattered debt into one clear, simple arrangement.

Ease the pressure

Take the strain off if repayments have become a struggle.

One point of contact

A dedicated account manager handles the whole thing.

Try it

See what you could simplify

Enter what you pay each month across your current agreements.

Your current monthly payments

£
£
£
£

You currently pay

£0

per month, across 0 agreements

We could combine these into one single payment and compare 75+ lenders for better terms.
Check your eligibility

For illustration only. Any refinance is subject to status, lender criteria and the terms of your existing agreements. We will set out the full costs before you proceed.

How it works

How refinancing works

1

Tell us what you owe

Share your current agreements and what you pay each month. No obligation.

2

We compare the market

We check 75+ UK lenders for better terms on your existing finance.

3

See your options

We show you the single new arrangement clearly before you commit.

4

Switch and simplify

We handle the switch, and you move to one payment to manage.

Refinance FAQs

What is business refinancing?
Refinancing replaces your existing business finance with a new arrangement, often combining several agreements into one. The aim is a simpler, more manageable setup on better terms.
What can I refinance?
Business loans, asset finance and hire purchase, overdrafts and credit cards, and other business borrowing. We can often bring several agreements together into one.
Will refinancing lower my monthly payments?
It can, depending on the terms, the lender and your circumstances. Spreading finance over a longer term can reduce your monthly payments, but may increase the total amount you pay overall. We will set out the full numbers clearly before you decide.
Will enquiring affect my credit score?
No. We can review your options and give an indicative quote without a credit search. A full application later will involve one.
Can I refinance with poor credit or missed payments?
Possibly. We work with a wide panel of lenders, and some will consider cases others turn away. We will need to understand the background first.
Do you charge a fee?
No, we don't charge you a fee for our broker service. We may receive a commission from the lender, which varies and is confirmed before you proceed.

Ready to get started?

Refinance into one simpler payment

Check your eligibility in two minutes. No obligation, no impact on your credit score, and no broker fee to you.

Call our team: 01234 413349 Check your eligibility online

Access Business Finance Ltd is a credit broker, not a lender, and an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 667290). We may receive a commission from lenders, which varies by lender and will be confirmed before you proceed.