New Start Finance · For new & start-up businesses

New business? We'll back you.

New and start-up businesses are too often turned away for a short trading history. We work with specialist lenders who say yes — funding fit-outs, vehicles, equipment and everything you need to launch.

Just incorporated? Pre-revenue? Under two years trading? You're exactly the kind of business we help get funded.

Check your eligibility Call 01234 413349

Takes 2 minutes · Won't affect your credit score · No broker fee to you

Who it's for

Whatever you're starting, we can help fund it

From a first van to a full restaurant fit-out, we help new businesses across every sector get off the ground.

Hospitality & restaurants

Kit out your kitchen, bar or dining space.

Trades & construction

Vans, tools and plant to take on your first jobs.

Retail & leisure

Fit out your shop, salon or studio.

Transport & haulage

Get your first vehicle or trailer on the road.

Health, beauty & fitness

Chairs, equipment and a space to welcome clients.

Professional & tech

IT, equipment and the tools to get going.

What we fund

What you can fund

If it helps you launch and start trading, there's usually a way to fund it.

Premises fit-outs

Kitchens, shopfronts, salons and offices.

Vehicles

Vans, cars and commercial vehicles.

Equipment & machinery

The tools of your trade, new or used.

Technology & IT

Hardware, tills, systems and more.

Furniture & fixtures

Everything to kit out your space.

Specialist kit

Industry-specific equipment to get trading.

How it works

How new start finance works

Simple, quick, and with no risk to your credit score just for asking.

01

Talk to us

Tell us about your business and what you want to fund. No obligation.

02

Get an indicative quote

We give you an idea of terms before any credit search, so asking costs nothing and won't affect your score.

03

Matched to the right lender

We approach lenders who specialise in new and start-up businesses.

04

Get funded

Once you're approved, the funds are released and you get what you need to launch.

New start finance FAQs

What is new start finance?
New start finance is funding designed for new and start-up businesses. It helps you pay for the assets, fit-outs and equipment you need to launch, through lenders who are comfortable with a short trading history.
Can I get finance if my business has only just started?
Yes. We work with lenders who specialise in new and start-up businesses, so a brand-new company isn't a barrier. A personal guarantee is often required, and we'll explain what each lender looks for.
Do I need a trading history?
Not necessarily. Many of our lenders will consider businesses with little or no trading history, looking instead at the directors, the business plan and the asset being funded.
Will enquiring affect my credit score?
No. We can give you an indicative quote before any credit search, so checking your options costs nothing and won't affect your score. A full application later will involve a search.
What can I use it for?
Premises fit-outs, vehicles, equipment and machinery, technology, furniture and fixtures, and other business-critical assets to get you trading.
Do you charge a fee?
No, we don't charge you a fee for our broker service. We may receive a commission from the lender, which varies and is confirmed before you proceed.

Ready to get started?

Let's get your new business funded

Check your eligibility in two minutes. No obligation, no impact on your credit score, and no broker fee to you.

Call our team: 01234 413349 Check your eligibility online

Access Business Finance Ltd is a credit broker, not a lender, and an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 667290). We may receive a commission from lenders, which varies by lender and will be confirmed before you proceed.