Fast & Flexible Business Loans
Get the Funding Your Business Needs, Quickly & Hassle-Free!
At Access Business Finance, we understand that businesses need access to capital, fast. Whether you’re a startup, an established business looking to grow, or dealing with unexpected expenses, our Fast & Flexible Business Loans provide the funding you need without the long waiting periods and stringent requirements of traditional banks. Even if you have bad credit, we believe your business deserves a chance to succeed.
Why choose us?
Partnering with specialist lenders our loan solutions are fast, simple, and accessible to all business owners, regardless of their credit history. Here’s what makes our approach different:
✅ Fast Approvals & Quick Funding
We know that time is money. That’s why our process is designed for speed. In many cases, you can receive a decision same day and have funds available shortly after approval.
✅ Flexible Loan Amounts & Terms
Every business is unique, and so are its financing needs. We offer a variety of loan products and repayment plans to suit your cash flow and business goals.
✅ New & Growing Businesses Welcome
Just starting out? Many lenders require years of business history before considering a loan application, but we’ve ensured we have access to lenders who can in help startups and early-stage businesses get the funding they need to thrive.
✅ Bad Credit? No Problem!
Traditional banks often turn away applicants with less than perfect credit… but we look beyond the numbers. We evaluate your business potential, cash flow, and overall growth prospects, so you can still qualify even if your credit isn’t ideal.
✅ No Hidden Fees & Transparent Terms
Businesses thrive off trust which is why we believe in complete transparency. There are no hidden fees, no confusing jargon, and no surprises—just straightforward, fair lending.
We aim to help all types of businesses get the funding they need. Loans are ideal for:
✔ Startups & Entrepreneurs – Just because you’re new to business doesn’t mean you shouldn’t have access to capital. We support new businesses in their early stages.
✔ Small & Medium Sized Businesses – Need working capital to expand, invest in new equipment, or hire staff? We can help.
✔ Business Owners with Bad Credit – Unlike traditional banks, our lenders don’t base decisions solely on credit scores. If you have a solid business plan and steady cash flow, you can qualify.
✔ Companies Facing Cash Flow Challenges – If unexpected expenses, seasonal slowdowns, or unpaid invoices are putting pressure on your business, our fast funding can provide relief.
✔ Tax & VAT Funding – We offer flexible financing options for both self-employed and Limited Companies who may want to finance their corporation tax, VAT bill or Personal Tax Bill.
Looking to purchase new assets?
How It Works:
Our simple process ensures you get the funds you need. Fast.
Step 1: Apply Online or Call in
Our streamlined application process can take as little as a few minutes. Simply provide some basic information to one of our brokers about your business, and we’ll take it from there.
Step 2: Fast Approval Decision
Once we receive your application, our team will review it quickly and place it with a lender best suited to your needs. Many applicants receive approval within 24 hours!
Step 3: Get Funded
Once approved and docs are signed, funds are transferred directly to your account, so you can put them to work immediately, whether you need to cover payroll, invest in inventory, or expand operations.
Ready to apply?
What Can You Use the Loan For?
One of the biggest advantages of a business loans is flexibility. You can use the funds for a variety of business needs, including:
- Working Capital – Keep your business running smoothly during slow seasons or cash flow gaps.
- Equipment & Inventory – Purchase new equipment, stock up on inventory, or upgrade outdated tools.
- Expansion & Growth – Open a new location, launch a marketing campaign, or invest in hiring new employees.
- Debt Consolidation – Reduce financial stress by consolidating high-interest debts into one manageable loan.
- Emergency Expenses – Cover unexpected costs, such as repairs, legal fees, or urgent supplier payments.
Apply For A Commercial Loan
Tell us about your business so we can assess your finance options.