Asset Finance

At Access Business Finance, we take the hassle out of securing asset finance, giving you quick and easy access to market-leading rates from our panel of 45 trusted lenders. Whether you need new equipment, vehicles, machinery, or technology, our tailored finance solutions let you spread the cost over time with manageable payments—helping you preserve cash flow and keep your business moving forward. With flexible options like leasing and hire purchase, you can invest in the latest assets without the burden of large upfront costs or the risk of obsolescence. Let us handle the hard work while you focus on growing your business.

Different Types of Asset Finance

Hire Purchase

The most common form of Asset Finance. It allows you to invest in equipment and repay the finance over a term of up to 8 years. You also own the asset at the end!

Finance Lease

The clue is in the name, treat the equipment as you own it with the added benefit of not having to take ownership at the end.

Refinance

The cheaper alternative to a Business Loan. Pull cash from your existing owned vehicles or equipment for a quick cash injection repayable up to 5 years.

Car Finance

Car Finance for both personal users and businesses. We can support anything from your daily driver to the latest supercar for your collection.

The Benefits are never ending!

Flexible, Timely Funding

Quick decisions on flexible financing terms, suited to you, rather than the bank.

Market Leading Rates

We have access to preferential financing rates that otherwise cannot be obtained by the open market.

Tax Advantages

100% tax deductible payments and still access your writing off allowances.

inflation protection

Lock in on a fixed interest rate and shield yourself from rising costs.

Protects Cashflow

Why front the cost upfront when you can keep your cash and repay the finance over a term suited to you.

Why Choose Asset Finance?

Many businesses face the dilemma of needing new assets but not wanting to tie up their working capital in expensive purchases. Asset finance eliminates this problem by allowing you to acquire the equipment you need without the financial strain of an outright purchase. This means you can:

  • Preserve cash flow: Keep your funds available for other critical expenses like staffing, marketing, and growth initiatives.
  • Access the latest equipment: Stay ahead of the competition with state-of-the-art assets without the risk of rapid depreciation or obsolescence.
  • Enjoy flexible repayment options: Choose from a variety of financing structures tailored to suit your budget and business needs.
  • Avoid large capital outlays: Instead of spending a significant lump sum, you can spread the cost over a set period.

We Take the Pain Out of Applying for Finance

Applying for business finance can often feel overwhelming, with complex terms, lengthy paperwork, and uncertainty about which lenders to approach. That’s where we come in. At Access Business Finance, we do the hard work for you.

We have an extensive network of 45 trusted lenders, allowing us to find the most competitive rates and the best possible terms for your business. Instead of wasting time shopping around, let us match you with the right finance provider quickly and efficiently. Our team of experts will handle the application process from start to finish, ensuring a smooth and stress-free experience.

We've helped hundreds of businesses, let's make yours next

Asset finance isn’t a one size fits all solution, which is why we offer a range of financing options to suit different business needs, check out a variety of assets we have already funded!